Today's Life

Does anyone have Blue Care Network, Healthy Blue Living Option one?

Today’s Life edited the following
Q&A: Does anyone have Blue Care Network, Healthy Blue Living Option one?

I have new health insurance through my husbands company. I have Healthy Blue living Option One by Blue Care Network, however I want to know is anyone happy with it etc?

ANSWER:

Answer by Spartycat
I have Healthy Blue Living and I hate it. They make you jump through a bunch of hoops to keep your insurance and if you fail any of the hoops, your insurance coverage drops by 30%.

Every year you have to have your PCP fill out a form about smoking, drinking, Blood pressure, blood glucose, weight and cholesterol. As long as you don’t smoke, you can “fail” one of these categories. Even if you “fail,” you can still qualify if you follow the doc recommendations for the problem.

In my case I am overweight and have very mildy elevated blood pressure. If my doctor was a jerk, they would flunk me for not losing weight. It sucks. Causes me tons of stress and the paper work is a headache. Best part is that Blue Cross doesn’t even know what their rules are regarding filling out the paper work.

So, in summary… Hate, hate hate. But if that is all they offer, whatcha gonna do?

Also, if you are already healthy, then fine. But look out if you have ANY health problems. Better hope your doctor isn’t a jerk.

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